Paying rent only builds credit when it is reported to a credit bureau. RentCredit is being built to report on-time rent to Experian, TransUnion and Equifax. Join the free waitlist to hear when it opens.
Rent now counts toward a mortgage. Federal regulators cleared Fannie Mae and Freddie Mac to use VantageScore 4.0, which reads on-time rent as credit history. The rent you already pay can finally move the score lenders use.
Watch how RentCredit will work once it launches: the rent you already pay, reported to Experian, TransUnion and Equifax.
Join the waitlistEnter your rent and current credit. We'll estimate how far on-time rent reporting can move your score — and how much you'd save on the loans you care about.
Add your email and ZIP code. We will let you know when RentCredit opens.
Once RentCredit launches, you will sign up and tell us about your rent.
That is what RentCredit is being built to do: send your on-time rent to Experian, TransUnion and Equifax so it can show up on your credit report.
RentCredit is not live yet. It is being built to report on-time rent to Experian, TransUnion and Equifax once it launches.
Built to get you to the outcome, not just a number on a report.
Joining costs nothing. Pricing will be set before launch, and you will hear it first.
We are building RentCredit so you can manage or cancel your account yourself, with no phone calls and no email back-and-forth.
We are building a view that will show how far you are from qualifying for the loan you want, and the next steps to get there.
Better credit can cut your car insurance by hundreds a year. As a licensed brokerage, we can re-quote and place it for you — optional, only if you want.
We plan to add utilities, phone and other monthly bills later. Pricing for that is not set yet.
Built-in help in multiple languages, day or night — no waiting on a call center.
The waitlist is free. Join it to hear first when RentCredit opens and what it will cost.
Join the free waitlistRentCredit is built by Omar Catlin, a licensed insurance broker and founder of Project5Pi and LifeCatlin Insurance. After years of seeing people pay rent perfectly for a decade and still get denied — or overcharged — for a mortgage, a car loan, even insurance, he built RentCredit to make the payment you already make count.
Being built to report on-time rent only, to all three bureaus. Your data is never sold to advertisers — if we ever connect you to a lender or a better insurance rate, it's because you asked us to.
Project5Pi · LifeCatlin InsuranceJoin the free waitlist and be first to hear when RentCredit opens.